Tanisi Sahai

Saving is Investing

Saving is setting money aside for something we may want or need for the future. It is extremely important to save a portion of any income that we receive with the rule of thumb being 20%. We should always have money readily available in savings for emergencies. We need to train ourselves to make savings […]

Celebrating Small Business Entrepreneurship

Small businesses contribute significantly to American economy and therefore, we celebrate “National Small Business Week” every year to acknowledge our small business owners and recognize their hard work, ingenuity and dedication. National Small Business Week in 2025 was celebrated from May 4 through May 10. Here’s a small take on why we should be celebrating […]

Business Ethics and Its Significance for Entrepreneurs

Business ethics is the application of ethical values to business behavior. Business ethics is relevant both to the conduct of individuals and to the conduct of the organization. It applies to any, and all aspects of business conduct, from boardroom strategies and how companies treat their employees to all different facets of an organization. Building […]

What is Financial Literacy?

What is Financial Literacy? Financial literacy is the ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing. It’s the foundation upon which informed financial decisions and financial stability are done. This encompasses a broad range of knowledge, from simple budgeting techniques to understanding complicated business processes/ strategies. By […]

What is Time value of money (TVM) and why is it important?

The time value of money is an important core financial concept that states that sum of money is worth more now than in the future. This may sound strange, but this is true, and this is owing to the below 3 reasons: 1. Opportunity cost: Money which we have today can be invested and accrue […]

Inflation: What It Means For You And Quick Tips

What is Inflation? Inflation is a situation of rising prices in the economy. It is indicative of an increase in the cost of living as the prices of goods and services rise. What causes inflation? There are a number of factors that can contribute to inflation. One of the most common is an increase in […]

Smart Spending Habits in Kids and Teens

It’s no secret that having a solid financial education can set a child for a successful and secure future. Starting on the right path and that too, early on can help them prepare for a sound financial base which will eventually make them successful in life. Here are simple ways to learn how to save […]